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- NMLS Test Flashcards - Quizlet
After an escrow account is established for an HPML, it: A May not be canceled B Will cancel automatically in five years after consummation unless the borrower is in default C May be cancelled at the borrower's request five years after consummation if the borrower is not currently delinquent or in default and the loan balance is less than 80% of the original value of the home securing the
- TILA Questions Flashcards - Quizlet
After an escrow account is established for an HPML, it: A May not be canceled B Will cancel automatically in five years after consummation unless the borrower is in default C May be cancelled at the borrower's request five years after consummation if the borrower is not currently delinquent or in default and the loan balance is less than 80% of
- RE License Law Exam Questions Flashcards - Quizlet
F S C Yes, provided the brokers secures the written permission of all interested parties to the contract before moving the funds D Yes, the broker is free to move the funds from one escrow account to another escrow account, A sales associate disputes the facts and allegations in a formal complaint (administative complaint)
- SAFE Exam With 100% Correct And Verified Answers - Docsity
Download Exams - SAFE Exam With 100% Correct And Verified Answers | University of Nairobi | Rental income use to qualify - Correct Answer-75% Loan Product Advisor - Correct Answer-Freddie's AUS Under the SAFE Act, a licensed LO's responsibilities with
- 26 CFR 15a. 453-1 -- Installment method reporting for sales of real . . .
Assuming that under the tables in the regulations under section 483, it is determined that the principal component of a payment received more than 21 months but less than 27 months after the date of sale is considered to be 82270, $41,957,700 of the presumed $51 million payment will be treated as principal The balance of $9,042,300 is interest
- Chapter 10 free questions Flashcards by Kim L - Brainscape
Borrower's equity equals: A Appraised value - loan balance B Appraised value - down payment C Loan balance + down payment D Loan balance - down payment A A How well did you know this? 1 How many years of home addresses are required on the typical loan application? A 1 year B 2 years C 3 years D 4 years
- Real Estate Settlement Procedures Act (Regulation X)
The lender shall retain each completed HUD-1 or HUD-1A and related documents for five years after settlement, unless the lender disposes of its interest in the mortgage and does not service the mortgage means the servicer's method of keeping information that reflects the facts relating to that servicer's handling of the borrower's escrow
- eCFR :: 12 CFR Part 1024 -- Real Estate Settlement Procedures Act . . .
The lender shall retain each completed HUD-1 or HUD-1A and related documents for five years after settlement, unless the lender disposes of its interest in the mortgage and does not service the mortgage the lowest monthly target balance for the account shall be less than or equal to one-sixth of the estimated total annual escrow account
- PRACTICE EXAM 5,6,2 QUESTIONS Flashcards - Quizlet
After an escrow account is established for an HPML, it: A May not be canceled B Will cancel automatically in five years after consummation unless the borrower is in default C May be cancelled at the borrower's request five years after consummation if the borrower is not currently delinquent or in default and the loan balance is less than 80% of the original value of the home securing the loan
- NMLS S. A. F. E. Exam 5 Flashcards - Quizlet
Study with Quizlet and memorize flashcards containing terms like Annual insurance for USDA RHS guaranteed loans is: A More expensive than those for private mortgage insurance B Equal to that charged for mortgage insurance for FHA loans C More expensive than the premiums for FHA loans D Less expensive than that charged for FHA loans and for private mortgage insurance, Doug and Carrie bought
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